BaZi: YHZP - 论正财 Discuss Direct Wealth

From YHZP, the language is very difficult and often confusing. I could not understand a few sentences.

何謂之正財？猶如正官之意是。陰見陽財，陽見陰財。
What is Direct Wealth? it's like Direct Officer, where Yin meets Yang or Yang meets Yin.


大抵正財，吾妻之財也，人之女貴財以事我，必精神康強，然後可以享用之。如吾身弱，且自萎懦而不振，雖妻財豐厚，但能自視，終不可一毫享用。
Largely, Direct Wealth is wealth like my wife, for a man to have women and assets to enjoy, he must be vital, healthy and strong; If Self is weak, spiritless and imbecile, he will not be able to enjoy his wives and wealth.


故財要得時，不要財多。若財多自家日主有力，可以勝任，常化作官。
Thus, wealth must obtain the time (supported by season), and does not want to be many. If there's many wealth and Self is strong, Self will be competent enough to take on the wealth, in that case, usually wealth transforms to Officer.


天元一氣羸弱，貧薄難治，是樂於身旺，不要行剋制之鄉，剋制者，官鬼也。
One Qi in heaven that is frail and weak, poor and thin and is difficult to treat, it's good for self to be prosperous, and does not want to go to places where (self) is restrained, Officer and 7K restrain.


又怕所生之月令，正吾衰病之地。
Also it is afraid that the month where Self is born is Waning and Sick (12 Qi stages)


又四柱無父母以生之，反則又見財，謂之財多不喜。
Or if the four pillars there's no parents to engender, and then it sees wealth, it is said that many Wealth stars is not auspicious.


力不住財，禍患百出，雖少年經休囚之位，故不如意，事多羈絆。
If the strength (of the DM) cannot hold on to the Wealth, there would be hundred misfortunes, when in youth, if DM is going through places where (DM) is at rest or imprisoned, things will not happen as one wishes, and will encounter many hindrances.


或中年，或末年複臨父母之鄉，或三合可以助我者，則勃然而興，不可禦也。
and when in middle age or late age, Luck goes to places of parents, or seeing three combinations that can assist self, will be rising suddenly, that cannot be resisted.


倘少年乘旺，老在脫局，不惟窮途悽惶，兼且是非紛起。



蓋財者，起爭之端也。



若或四柱相生，別帶貴格不值空亡，又行旺運，三合財生，皆是貴命。
Or if the four pillars mutually engenders, and it falls into certain noble structures that is not influenced by KongWang, and goes through prosperous Luck Pillars, or three combinations that engenders wealth, all these denotes noble life.


其餘福之深淺，皆隨入格輕重而言之。
Whether the fortune is big or small, will be determined by the grade of the structure.

財多生官，要須身健。財多盜氣，本身自柔，年運又或傷財，必生奇禍。或帶刑沖七殺，凶不可言也。
Prosperous Wealth engender Officer, DM must be strong. Abundant wealth robs Qi, if DM is weak, Annual Pillar or Luck Pillar sees Hurt / Wealth, will lead to disasters. Or, if it sees Punishment, clashes or 7K, it's extremely inauspicious.


又云：正財者，喜身旺印綬，忌官星、忌倒食。
Direct Wealth (structure), likes prosperous DM, Seal and ribbon, dislikes Officer stars, dislikes throw away food (Indirect Seal)

忌身弱、比肩劫財。.
Dislikes Weak Self, Compare Shoulders and Rob Wealth..

Trey: This is the part where Classical Bazi is different from Modern BaZi, Compare Shoulders and Rob Wealths are of the same element as DM. In a very generalize modern BaZi theory, a weak DM favors the same element to 'support' itself, but in actual, that is never the case. These parallel stars are more competitors than friends, which is why they are named in negative connotations. Rob Wealth. What does it do? It robs DM's wealth, especially when DM is weak. However, that does not mean these stars are always inauspicious, we will see that in future translations, when the subject about 7K.


不可見官星，恐盜財之氣也；
Must not see Officer star, because Officer star will steal Wealth's Qi;


喜印綬能生身，主弱故也。
Like Seal and ribbon to engender self, as it is primarily weak.


Trey: Must not see Officer star means the Officer star that comes in the Luck Pillars are not favorable. In the natal chart, when the Officer star is present, the chart is not a Wealth structure, it is an Officer + Wealth structure (see previous post).


Also, when it is a wealth structure, usually the DM is weak, for example Geng born in the month of Yin or Mao, metal in spring is trapped. That is why Seals are favorable for Wealth structures, as long as Seal and Wealth does not hinder each other, otherwise, even though Seal is favorable, its auspiciousness will be reduced.


且如甲日用己爲正財，如身弱，其禍立至。
Like Jia Day uses Ji as Direct wealth, if Seal is weak, there will be disasters.


凡人命帶財下生須出富家，不螟蛉必庶出，或沖父母。身旺無劫財，無官星爲妙。
When one's life carries Wealth, he must be born in wealthy homes, will not have his own children adopt will adopt, or counter parents. If self is prosperous, it is better for Rob Wealth and Officer star to be absent.



若命中有官星得地，運行喜財多生官；如有財星得地，運行忌見官星，恐剋其身，怕身弱也。
If the Officer star has the earth, the Luck Pillars favor many Wealth to engender Officer; if the Wealth star has the earth, Luck Pillars does not favor Officer star, as it would counter DM, it is fearful for DM to be weak.


大抵財不論偏正，皆喜印綬，必能發福。
Generally, Direct Wealth or Indirect Wealth are the same, they favor Seal and Ribbon, will become rich.


如辛丑、丁酉、丁巳、丁未，此命丁日身坐財之地，又見巳酉丑金局，故主財旺。
Like 

Ding     Ding     Ding           Xin
Wei      Si         You          Chou

This chart has DM sitting on the earth of Wealths, and also it sees Si-You-Chou metal frame, that is prosperous Wealth.


蓋丁得木庫居未，生丁火，故身旺，能任其財。
Then Ding has the wood storage at Wei, which engenders Ding fire, thus DM is regarded as strong, capable enough to take on the Wealth.


運行東南方，宜乎巨富。
When Luck Pillar goes east (places of wood), easy to become very rich.


丁用壬官，用庚金爲財生壬官，身入旺鄉，必能發福。
Ding uses Ren Officer, uses Geng metal as wealth to engender Ren officer, when DM goes to places where it becomes prosperous, surely will become rich.

Trey: 得地 gets the earth, generally means to be supported by the earthly branches, but in this context, it means to be the major element that is supported by the earthly branches. Especially the month's EB, which denotes the season.


凡用財不見官星爲妙。
When Wealth is used (as the Useful God), it is good not to see Officer star.

又如
Another example

庚申、乙酉、丙申、丙申。

Bing   Bing    Yi     Geng
Shen  Shen   You   Shen

此命丙日見三申爲財，豈不美哉。
This chart has Bing DM seeing 3 Shens as Wealth, how is it not good?

丙用癸官，用辛爲財，見三申一酉爲財，故旺。
Bing uses Gui as Officer, uses Xin as Wealth, seeing 3 Shens and 1 You as Wealth and Wealth is prosperous.


蓋嫌日弱，火病申死酉，乃爲無氣，運行酉方金鄉，身弱太甚，財旺生鬼，敗剋其身，故不能勝其財，所以貧也。
But DM is weak, fire is Sick at Shen and Dies at You, and that is without Qi (12 Qi stages), when the Luck Pillars goes to the west (metal), Self will be very weak, prosperous wealth engenders ghost (7K), which will counter Self and cause failure, thus it cannot win the Wealth, and thus the subject is poor)


Trey: Some people will say that this is a follow wealth structure, but no, it cannot be follow wealth. DuBu says:

弃命就财，须要会财；奔命从煞，须要会煞。
To abandon Life and Follow Wealth, must 'meet' Wealth; To abandon Life and Follow Devil, must 'meet' Devil.

'Meet' in this context refers to an elemental frame, SanHui - the three meetings like Shen-You-Xu or SanHe like Si-You-Chou. But DuBu does not specify if a Half frame is sufficient to establish a follow structure. In my opinion, it is but then the 'Follow God' would be weak and the 'Follow' will be unreal (fake).

Interestingly, SMTH has a different view about 2 Bings chart here, which says that 2 Bing denotes a strong DM, nevertheless, the 2 Bings chart turns auspicious only when Luck Pillars goes to Wu Wu, where Wu EB provides the support for the fire in the stems.

又如
Another example

乙卯、癸未、辛酉、戊子。

Wu    Xin     Gui     Yi
Zi     You    Wei    Mao

此命辛日坐酉，年乙坐卯，身與財俱旺，又得癸未食神，戊子印綬助之，宜乎巨富貴也。
This chart has Xin DM sits on You, and year pillar has Yi sits on Mao, both Self and Wealth are prosperous, and also DM has Gui as Food God, Wu Zi as ribbon and seal to support, so it's easy for the chart owner to be very rich and noble.


又如
Another example

戊子、丁巳、甲辰、丙寅。

Bing   Jia    Ding   Wu
Yin    Chen  Si       Zi

此命甲日生於四月下旬，並透出丙丁火生其月中之戊土，時又歸祿於寅，故財旺矣，然甲木身亦旺。
This chart has Jia DM born in the last Xun (a period of ten days) of the fourth month, Bing and Ding fire are protruding together which engenders the Wu earth in the Month EB, and hour returns to prosperity in Yin (has the stage of LinGuan in Yin), thus Wealth is prosperous and Jia wood is also prosperous.


早年行戊午、己未運，運通。
Early Years, Luck Pillar is Wu Wu and Ji Wei, Luck became clear (clear as in 'the path is clear')


行辛酉運，乃見官星則凶。
Under Xin You Luck Pillar, seeing Officer star is inauspicious.


壬戌運有壬剋丙，傷官食神之中，失官去財，死喪合家。
Ren Xu Luck Pillar has Ren to counter Bing, within the Hurting Officer and Food God, the subject's position in the government is lost and so was his wealth, death of his family.


值五十九歲入癸亥身旺運，稍可安逸。
Until fifty nine years old enter Gui Hai LP, which DM becomes prosperous, subject became somewhat comfortable.


六十五歲逢壬辰年死矣。
Sixty five years old Ren Chen year, subject died.


初運傷官見財，格取戊土爲財，所以戊午、己未二運大旺，生土故財厚矣。
Early Luck with Hurting Officer seeing Wealth, the chart takes Wu earth as Wealth, that was why in the LPs of Wu Wu and Yi Wei, the subject was in very good luck, earth is engendered and wealth was thick


及至庚申、辛酉，西方見官，故凡事費力。
Until Geng Shen and Xin You, in the west saw Officers, and all matters had to be with great effort.


雖癸亥爲甲木之印綬，然亦忌水沖火，亥中又有壬水，壬辰透出壬水，運中命中原有之辰，死無疑矣。
Even though Gui and Hai as Seal and ribbon for Jia wood, but it was unfavorable as Water clash with Fire, In Hai there's Ren water, and Ren Chen has Ren water protruding, in LP and natal chart there were Chens, and he died.


凡傷官見財格忌見官星，只喜見財，若財格要見。大忌壬水剋火，則火不能生甲木之土財也。
For Hurting Officer seeing Wealth structure, Officer star is unfavorable, only Wealth star is favorable. It is greatly unfavorable for Ren water to counter fire, which caused fire to be unable to engender earth, which is wealth for Jia wood.

Trey: If we use ZPZQ's method to analyze, Wealth will be regarded as Useful God, while Hurting Officer is the Minister God, Ren water counters the minister God, and that caused the structure to collapse.